No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. Vanguard recommends a four-fund portfolio consisting of a U.S. stock index fund (VTI), an ex-US stock index fund (VXUS), a U.S. bond market fund (BND) and an ex-US bond fund (BNDX). AFAIK bogle himself advocates something closer to 50% government 50% high quality corporate bonds. I now have slashed BND and BNDX in my portfolio to a total of 1.5% of PV in various accounts just as a toe hold. Bogleheads are die-hard fans of Jack Bogle and index fund investing in general - Jack Bogle founded Vanguard, is the father of index funds and an all-around inspiration for people who want to engage in passive investments (generally stocks and bonds) for a long-term return that will beat active alternatives. So, adding in a small % of VNQ will help diversify and boost the dividends. 56.00% US Total Stock Market (VTI) 24.00% Int. We’re a little over one week past the Presidential election, and the market reaction shows that that investors are pleased. BND has a higher 5-year return than BNDX (4.53% vs 4.36%). The recent US interest rate increases have significantly increased the SEC yield over the last few months. 4. BND has a lower expense ratio than BNDX (0.04% vs 0.08%). I prefer $PIMIX talk shit about how it uses derivatives, but in the 2008 Great Recession it only lost about 10%, New comments cannot be posted and votes cannot be cast. I hold BND, BNDX and GOVT in tax-advantaged portfolio. Start With the Best Portfolio Structure . Prediction is very difficult, especially about the future - Niels Bohr | To get the "risk premium", you really do have to take the risk - nisiprius. I think it's safe to say that he's the originator of the idea of a three-fund portfolio, most recently captured in this post o… 15. 3-Month 0.55% 0.82%. The biggest criticism people have of BND as a position is that it has a lot more government bonds and less corporate bonds than it used to(government is safer and less correlated to stocks but lower yield). The best target-date fund (TDF) can be a hard choice. Based on my quick calculation it appears that BNDW is composed of 46.7% BND and 53.3% BNDX (based on 18,275 shares BNDX and 11,075 shares BND). Conservative Growth. Press question mark to learn the rest of the keyboard shortcuts. Bond to 70% Total Us Bond based upon market weight for this very reason. by xenial » Sat Jan 19, 2019 8:51 pm, Post Can you elaborate on holding the bonds in the 401k? By investing in over 8,500 corporate and U.S. government bonds, this index fund gives you … As the name suggests, the Roger Gibson 5 Asset Portfolio was created by financial adviser Roger Gibson. If you go to. 1-Year 7.47% 5.18%. If you have been keeping track of the stock market’s volatility lately, like most investors, you’ll probably want to take a peek your portfolio, asset allocation, and performance. by bgf » Sat Dec 28, 2019 7:30 am, Powered by phpBB® Forum Software © phpBB Limited. I honestly don't think it matters that much. Who is Roger Gibson? 5-Year 4.38% 2.86%. I use IUSB since it includes junk bonds but it is US only. “TE OCCIDERE POSSUNT SED TE EDERE NON POSSUNT NEFAS EST". I was rebalancing my portfolio today and noticed that despite a much lower SEC yield, since Jan 1 2014, BNDX (Vanguard TOTAL INTL BD) has had better returns than BND (Vanguard Total Bond Market ETF). BND is made up of U.S. bonds with maturities between 1-30+ years. Should i use IUSB since it includes junk bonds but it is global..., dividend yield, holdings, technical indicators, and the market shows. All BND to chase past returns of BNDX would not be the choice... 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